A Working repor on the CRM Department At BRAC Bank Limited

Abstract

This is the internship report based on the three month long Internship Program that I successfully completed in BRAC Bank Limited under The Credit Risk Management Department (CRM) as a requirement of the BBA Program of Independent University, Bangladesh. As a fresh starter of the whole new corporate world this experience has given me a wide range of knowledge about the world that I am about to step in. The report is about how the CRM department is divided, how it functions and how the work of this particular department is carried forward. As this is a Working Report, the report also gives an idea about the work I had to do in this three month period and the responsibilities that I had to perform as a team player. With careful supervision of the department my job was even made easier as I always had some personnel’s to help me out or train me in whichever step I got stuck. I also had the opportunity to work with every side of the department and gained huge experience. Some accounting courses in the BBA program was very helpful as I had to work on the balance sheet and income statement of certain companies. Working on the loan Product ‘Shompod’ was also very challenging as it’s a big responsibility to figure out which client should be permitted to avail the loan. Checking out the details of the clients and making sure that it’s a genuine client by looking at their past records and legal documents were also a part of the job. With very limited knowledge I tried my level best to make the report as understandable as possible and tried to put everything that I have done and experienced on this document.