https://ar.iub.edu.bd/handle/11348/880 2026-04-05T14:51:57Z 2026-04-05T14:51:57Z Chowdhury, Abu Naser Mainuddin, Samir https://ar.iub.edu.bd/handle/11348/900 2026-02-26T06:35:14Z 2012-04-01T00:00:00Z

AN EXPLORATORY RESEARCH ON THE EFFECT OF ADDITIONAL INVESTMENT ON PORTFOLIO MANAGEMENT TO THE PROFIT LEVEL MEDIATING BY INTEREST INCOME, TRADING VOLUME AND SERVICE CHARGES Chowdhury, Abu Naser; Mainuddin, Samir Proposed study depicts the effect of additional investment on portfolio management to profit level mediating by increased interest income, trading volume and service charges. The paper is designed to complete as an exploratory research because the problem has not been clearly defined. For data collection both the primary and secondary sources will be used. The existing materials such as books, annual reports, conducted research, journals etc will be used as primary data sources. For secondary data sources in-depth interview with many professionals in the existing industry will be used along with the case studies of some other firms who are dealing with the similar business. Also this conducted study will focus thoroughly at the requirements and responsibilities of starting and working as a portfolio manager. Finally a cost-benefit analysis will be done to find out whether it will be a sound investment proposal for the organization.

2012-04-01T00:00:00Z Rob, Rezwanur Khanam, Ms. Momtaj https://ar.iub.edu.bd/handle/11348/898 2026-02-26T06:35:11Z 2012-05-01T00:00:00Z

ADVANCE WORKING REPORT ON LOAN MANAGEMENT PROCESS OF NATIONAL HOUSING FINANCE & INVESTMENT LTD: Operational Department Rob, Rezwanur; Khanam, Ms. Momtaj Housing is a vital concern for Bangladesh. A large number of people is incapable of having habitable shelters with minimum services due to poverty or insufficient income in relation to high cost of housing. In addition to government’s earlier effort, many non-government organizations and corporate business organizations have emerged in order to meet the housing demand of the country. Among these organization, NGOs provide small home loans in terms of micro-credit to the poor, whereas private housing finance institutions provide home loans to middle to high income group. These housing finance institutions are currently facing many challenges regarding raising low cost funds, high competition, risky environment for investment, and improper government policies. Internal management inefficiencies due to inefficient supply of skilled and trained human resources cause addition hurdle for these organizations to operate profitably.

2012-05-01T00:00:00Z Hasan Rana, Md. Nazmul Hasan Rana, Md. Nazmul https://ar.iub.edu.bd/handle/11348/893 2026-02-26T06:35:08Z 2010-01-01T00:00:00Z

“SME Loan disbursement, recovery process and finding of few problems in SME unit office(BRAC Bank Limited)” Hasan Rana, Md. Nazmul; Hasan Rana, Md. Nazmul SME plays a vital role in the economic growth of Bangladesh and has significant impact in our national GDP escalation. SME generate a huge employment opportunity and increases the productive capacity which helps to achieve our social and economic objectives. But access to credit is a major problem for SME flourish in Bangladesh. BRAC Bank is the pioneer in providing the SME loan in Bangladesh and nowadays most of the commercial banks are providing SME loans and introduces SME Service Center concept. Presently BRAC bank has more than 0.15 million SME loans and covered all the upazillas. More than 90% of SME loans in BBL are providing without any collateral and most of the loans are approved in field level so it’s a huge credit risk for the bank. But in BBL SME business generates more than 55% of total profit compare to other segments of BBL and the growth of the bank is remarkable. Repayment behavior of SME clients are dependent on lots of factor like loan size, exercise, interest rate, nature of business, age, education, experience, number of installment, and willingness of clients. In this report I try to find out the determinants of repayment behavior of clients through regression analysis. In regression analysis I found that there is a positive relationship between recovery arte and number of installment, if number of installment increases than recovery rate is also increases. Also there is a negative relationship between recovery rate and loan size, recovery rate is lower for bigger loans. Education has a positive impact in timely repayment though the result is not statistically significant. For better/smooth repayment and minimize the risk, BBL should increase the installments of SME loans, carefully assessing the bigger loans and also should consider the education and experience of the SME clients.

2010-01-01T00:00:00Z